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2026 conforming loan limit: Will County, IL

Quick answer

Will County, Illinois has a 2026 one-unit conforming loan limit of $832,750, which is 2.6 times the county's median home value of $319,600, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $109,984 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$319,600
Illinois median home value$263,300
Limit ÷ median home value2.61×
Median household income$109,984
Median home value ÷ income2.9×
Population701,462
Median property tax paid (owners)$7,173
Effective property tax rate (approx.)2.24%
Owner-occupied homes82.8%
Home value rank in Illinois6 of 102 counties
Neighbor: Cook County, ILlimit $832,750; median home $324,500
Neighbor: Dupage County, ILlimit $832,750; median home $391,400
Neighbor: Grundy County, ILlimit $832,750; median home $271,700
Neighbor: Kankakee County, ILlimit $832,750; median home $192,600
Neighbor: Kendall County, ILlimit $832,750; median home $322,400
Neighbor: Lake County, INlimit $832,750; median home $230,600

Across Illinois's 102 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Will County's median home value is 21% above the state median of $263,300 (rank 6 of 102). Among its 6 neighboring counties, Dupage County has the highest median home value ($391,400) and Kankakee County the lowest ($192,600); all share the same loan limit. Owners pay a median $7,173 a year in property tax, an effective rate of about 2.24% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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