White County, Arkansas has a 2026 one-unit conforming loan limit of $832,750, which is 5.1 times the county's median home value of $163,600, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $55,249 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $163,600 |
| Arkansas median home value | $188,000 |
| Limit ÷ median home value | 5.09× |
| Median household income | $55,249 |
| Median home value ÷ income | 3.0× |
| Population | 77,838 |
| Median property tax paid (owners) | $754 |
| Effective property tax rate (approx.) | 0.46% |
| Owner-occupied homes | 69.1% |
| Home value rank in Arkansas | 20 of 75 counties |
| Neighbor: Cleburne County, AR | limit $832,750; median home $179,800 |
| Neighbor: Faulkner County, AR | limit $832,750; median home $232,700 |
| Neighbor: Independence County, AR | limit $832,750; median home $142,600 |
| Neighbor: Jackson County, AR | limit $832,750; median home $98,300 |
| Neighbor: Lonoke County, AR | limit $832,750; median home $193,600 |
| Neighbor: Prairie County, AR | limit $832,750; median home $96,400 |
| Neighbor: Woodruff County, AR | limit $832,750; median home $106,500 |
Across Arkansas's 75 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. White County's median home value is 13% below the state median of $188,000 (rank 20 of 75). Among its 7 neighboring counties, Faulkner County has the highest median home value ($232,700) and Prairie County the lowest ($96,400); all share the same loan limit. Owners pay a median $754 a year in property tax, an effective rate of about 0.46% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Wheeler County, NE
- 2026 conforming loan limit: Wheeler County, OR
- 2026 conforming loan limit: Wheeler County, TX
- 2026 conforming loan limit: White County, GA
- 2026 conforming loan limit: White County, IL
- 2026 conforming loan limit: White County, IN
- 2026 conforming loan limit: White County, TN
- 2026 conforming loan limit: White Pine County, NV
Last updated 2026-10-16. Data only, not financial or tax advice.