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2026 conforming loan limit: Wheeler County, NE

Quick answer

Wheeler County, Nebraska has a 2026 one-unit conforming loan limit of $832,750, which is 5.7 times the county's median home value of $146,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $70,250 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$146,500
Nebraska median home value$238,600
Limit ÷ median home value5.68×
Median household income$70,250
Median home value ÷ income2.1×
Population847
Median property tax paid (owners)$1,164
Effective property tax rate (approx.)0.79%
Owner-occupied homes77.7%
Home value rank in Nebraska58 of 93 counties
Neighbor: Antelope County, NElimit $832,750; median home $130,300
Neighbor: Boone County, NElimit $832,750; median home $173,700
Neighbor: Garfield County, NElimit $832,750; median home $176,600
Neighbor: Greeley County, NElimit $832,750; median home $120,000
Neighbor: Holt County, NElimit $832,750; median home $165,100
Neighbor: Valley County, NElimit $832,750; median home $154,600

Across Nebraska's 93 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Wheeler County's median home value is 39% below the state median of $238,600 (rank 58 of 93). Among its 6 neighboring counties, Garfield County has the highest median home value ($176,600) and Greeley County the lowest ($120,000); all share the same loan limit. Owners pay a median $1,164 a year in property tax, an effective rate of about 0.79% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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