Quick answer
The 2026 one-unit conforming loan limit in U.S. Virgin Islands is $1,249,125 in all 3 counties, per FHFA.
Data as of 2026. Source: FHFA, 2026 conforming loan limits
| County | 1-unit limit |
|---|---|
| St. Croix Island | $1,249,125 |
| St. John Island | $1,249,125 |
| St. Thomas Island | $1,249,125 |
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Last updated 2026-10-16. Data only, not financial or tax advice.