Traill County, North Dakota has a 2026 one-unit conforming loan limit of $832,750, which is 4.1 times the county's median home value of $200,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $87,004 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $200,700 |
| North Dakota median home value | $249,900 |
| Limit ÷ median home value | 4.15× |
| Median household income | $87,004 |
| Median home value ÷ income | 2.3× |
| Population | 7,970 |
| Median property tax paid (owners) | $2,075 |
| Effective property tax rate (approx.) | 1.03% |
| Owner-occupied homes | 74.3% |
| Home value rank in North Dakota | 15 of 53 counties |
| Neighbor: Norman County, MN | limit $832,750; median home $147,100 |
| Neighbor: Polk County, MN | limit $832,750; median home $222,800 |
| Neighbor: Cass County, ND | limit $832,750; median home $298,000 |
| Neighbor: Grand Forks County, ND | limit $832,750; median home $252,700 |
| Neighbor: Steele County, ND | limit $832,750; median home $130,700 |
Across North Dakota's 53 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Traill County's median home value is 20% below the state median of $249,900 (rank 15 of 53). Among its 5 neighboring counties, Cass County has the highest median home value ($298,000) and Steele County the lowest ($130,700); all share the same loan limit. Owners pay a median $2,075 a year in property tax, an effective rate of about 1.03% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Torrance County, NM
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- 2026 conforming loan limit: Towns County, GA
- 2026 conforming loan limit: Transylvania County, NC
- 2026 conforming loan limit: Traverse County, MN
- 2026 conforming loan limit: Travis County, TX
- 2026 conforming loan limit: Treasure County, MT
- 2026 conforming loan limit: Trego County, KS
Last updated 2026-10-16. Data only, not financial or tax advice.