Toombs County, Georgia has a 2026 one-unit conforming loan limit of $832,750, which is 6.1 times the county's median home value of $137,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $52,621 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $137,000 |
| Georgia median home value | $303,300 |
| Limit ÷ median home value | 6.08× |
| Median household income | $52,621 |
| Median home value ÷ income | 2.6× |
| Population | 27,102 |
| Median property tax paid (owners) | $1,235 |
| Effective property tax rate (approx.) | 0.90% |
| Owner-occupied homes | 60.5% |
| Home value rank in Georgia | 105 of 159 counties |
| Neighbor: Appling County, GA | limit $832,750; median home $76,700 |
| Neighbor: Candler County, GA | limit $832,750; median home $159,200 |
| Neighbor: Emanuel County, GA | limit $832,750; median home $94,700 |
| Neighbor: Jeff Davis County, GA | limit $832,750; median home $118,300 |
| Neighbor: Montgomery County, GA | limit $832,750; median home $115,500 |
| Neighbor: Tattnall County, GA | limit $832,750; median home $140,000 |
| Neighbor: Treutlen County, GA | limit $832,750; median home $100,100 |
Across Georgia's 159 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Toombs County's median home value is 55% below the state median of $303,300 (rank 105 of 159). Among its 7 neighboring counties, Candler County has the highest median home value ($159,200) and Appling County the lowest ($76,700); all share the same loan limit. Owners pay a median $1,235 a year in property tax, an effective rate of about 0.90% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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- 2026 conforming loan limit: Towner County, ND
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- 2026 conforming loan limit: Traill County, ND
- 2026 conforming loan limit: Transylvania County, NC
Last updated 2026-10-16. Data only, not financial or tax advice.