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2026 conforming loan limit: Tate County, MS

Quick answer

Tate County, Mississippi has a 2026 one-unit conforming loan limit of $832,750, which is 4.0 times the county's median home value of $209,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $69,704 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$209,000
Mississippi median home value$169,800
Limit ÷ median home value3.98×
Median household income$69,704
Median home value ÷ income3.0×
Population28,321
Median property tax paid (owners)$1,354
Effective property tax rate (approx.)0.65%
Owner-occupied homes76.0%
Home value rank in Mississippi9 of 82 counties
Neighbor: Desoto County, MSlimit $832,750; median home $269,600
Neighbor: Lafayette County, MSlimit $832,750; median home $315,400
Neighbor: Marshall County, MSlimit $832,750; median home $167,900
Neighbor: Panola County, MSlimit $832,750; median home $127,800
Neighbor: Tunica County, MSlimit $832,750; median home $175,900

Across Mississippi's 82 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Tate County's median home value is 23% above the state median of $169,800 (rank 9 of 82). Among its 5 neighboring counties, Lafayette County has the highest median home value ($315,400) and Panola County the lowest ($127,800); all share the same loan limit. Owners pay a median $1,354 a year in property tax, an effective rate of about 0.65% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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