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2026 conforming loan limit: Shawnee County, KS

Quick answer

Shawnee County, Kansas has a 2026 one-unit conforming loan limit of $832,750, which is 4.6 times the county's median home value of $180,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $67,104 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$180,900
Kansas median home value$217,200
Limit ÷ median home value4.60×
Median household income$67,104
Median home value ÷ income2.7×
Population178,025
Median property tax paid (owners)$2,705
Effective property tax rate (approx.)1.50%
Owner-occupied homes66.8%
Home value rank in Kansas18 of 105 counties
Neighbor: Douglas County, KSlimit $832,750; median home $309,400
Neighbor: Jackson County, KSlimit $832,750; median home $207,300
Neighbor: Jefferson County, KSlimit $832,750; median home $216,900
Neighbor: Osage County, KSlimit $832,750; median home $156,800
Neighbor: Pottawatomie County, KSlimit $832,750; median home $245,900
Neighbor: Wabaunsee County, KSlimit $832,750; median home $177,300

Across Kansas's 105 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Shawnee County's median home value is 17% below the state median of $217,200 (rank 18 of 105). Among its 6 neighboring counties, Douglas County has the highest median home value ($309,400) and Osage County the lowest ($156,800); all share the same loan limit. Owners pay a median $2,705 a year in property tax, an effective rate of about 1.50% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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