🇺🇸 US

2026 conforming loan limit: Rio Blanco County, CO

Quick answer

Rio Blanco County, Colorado has a 2026 one-unit conforming loan limit of $832,750, which is 3.0 times the county's median home value of $274,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $65,473 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$274,400
Colorado median home value$539,400
Limit ÷ median home value3.03×
Median household income$65,473
Median home value ÷ income4.2×
Population6,544
Median property tax paid (owners)$917
Effective property tax rate (approx.)0.33%
Owner-occupied homes74.3%
Home value rank in Colorado41 of 64 counties
Neighbor: Garfield County, COlimit $1,209,750; median home $527,800
Neighbor: Moffat County, COlimit $1,089,050; median home $289,500
Neighbor: Routt County, COlimit $1,089,050; median home $854,700
Neighbor: Uintah County, UTlimit $832,750; median home $298,600

Across Colorado's 64 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,249,125, with 20 high-cost counties. Rio Blanco County's median home value is 49% below the state median of $539,400 (rank 41 of 64). Among its 4 neighboring counties, Routt County has the highest median home value ($854,700) and Moffat County the lowest ($289,500); 3 neighbor(s) have a different loan limit. Owners pay a median $917 a year in property tax, an effective rate of about 0.33% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

Related

Last updated 2026-10-16. Data only, not financial or tax advice.

More on this