Ringgold County, Iowa has a 2026 one-unit conforming loan limit of $832,750, which is 5.3 times the county's median home value of $156,200, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $73,346 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $156,200 |
| Iowa median home value | $208,000 |
| Limit ÷ median home value | 5.33× |
| Median household income | $73,346 |
| Median home value ÷ income | 2.1× |
| Population | 4,645 |
| Median property tax paid (owners) | $2,098 |
| Effective property tax rate (approx.) | 1.34% |
| Owner-occupied homes | 78.5% |
| Home value rank in Iowa | 57 of 99 counties |
| Neighbor: Adams County, IA | limit $832,750; median home $131,600 |
| Neighbor: Clarke County, IA | limit $832,750; median home $161,100 |
| Neighbor: Decatur County, IA | limit $832,750; median home $113,900 |
| Neighbor: Taylor County, IA | limit $832,750; median home $117,200 |
| Neighbor: Union County, IA | limit $832,750; median home $122,000 |
| Neighbor: Harrison County, MO | limit $832,750; median home $109,500 |
| Neighbor: Worth County, MO | limit $832,750; median home $96,600 |
Across Iowa's 99 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Ringgold County's median home value is 25% below the state median of $208,000 (rank 57 of 99). Among its 7 neighboring counties, Clarke County has the highest median home value ($161,100) and Worth County the lowest ($96,600); all share the same loan limit. Owners pay a median $2,098 a year in property tax, an effective rate of about 1.34% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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Last updated 2026-10-16. Data only, not financial or tax advice.