Posey County, Indiana has a 2026 one-unit conforming loan limit of $832,750, which is 3.7 times the county's median home value of $222,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $78,129 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $222,900 |
| Indiana median home value | $218,200 |
| Limit ÷ median home value | 3.74× |
| Median household income | $78,129 |
| Median home value ÷ income | 2.9× |
| Population | 25,116 |
| Median property tax paid (owners) | $1,384 |
| Effective property tax rate (approx.) | 0.62% |
| Owner-occupied homes | 82.3% |
| Home value rank in Indiana | 22 of 92 counties |
| Neighbor: Gallatin County, IL | limit $832,750; median home $82,900 |
| Neighbor: White County, IL | limit $832,750; median home $108,100 |
| Neighbor: Gibson County, IN | limit $832,750; median home $180,000 |
| Neighbor: Vanderburgh County, IN | limit $832,750; median home $184,000 |
| Neighbor: Henderson County, KY | limit $832,750; median home $171,900 |
| Neighbor: Union County, KY | limit $832,750; median home $104,500 |
Across Indiana's 92 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Posey County's median home value is 2% above the state median of $218,200 (rank 22 of 92). Among its 6 neighboring counties, Vanderburgh County has the highest median home value ($184,000) and Gallatin County the lowest ($82,900); all share the same loan limit. Owners pay a median $1,384 a year in property tax, an effective rate of about 0.62% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Portage County, WI
- 2026 conforming loan limit: Porter County, IN
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- 2026 conforming loan limit: Pottawatomie County, KS
- 2026 conforming loan limit: Pottawatomie County, OK
- 2026 conforming loan limit: Pottawattamie County, IA
- 2026 conforming loan limit: Potter County, PA
- 2026 conforming loan limit: Potter County, SD
Last updated 2026-10-16. Data only, not financial or tax advice.