Pondera County, Montana has a 2026 one-unit conforming loan limit of $832,750, which is 4.0 times the county's median home value of $206,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $52,338 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $206,100 |
| Montana median home value | $375,800 |
| Limit ÷ median home value | 4.04× |
| Median household income | $52,338 |
| Median home value ÷ income | 3.9× |
| Population | 6,035 |
| Median property tax paid (owners) | $1,651 |
| Effective property tax rate (approx.) | 0.80% |
| Owner-occupied homes | 67.7% |
| Home value rank in Montana | 37 of 56 counties |
| Neighbor: Chouteau County, MT | limit $832,750; median home $207,800 |
| Neighbor: Flathead County, MT | limit $832,750; median home $535,500 |
| Neighbor: Glacier County, MT | limit $832,750; median home $165,100 |
| Neighbor: Liberty County, MT | limit $832,750; median home $169,100 |
| Neighbor: Teton County, MT | limit $832,750; median home $264,000 |
| Neighbor: Toole County, MT | limit $832,750; median home $218,400 |
Across Montana's 56 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Pondera County's median home value is 45% below the state median of $375,800 (rank 37 of 56). Among its 6 neighboring counties, Flathead County has the highest median home value ($535,500) and Glacier County the lowest ($165,100); all share the same loan limit. Owners pay a median $1,651 a year in property tax, an effective rate of about 0.80% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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Last updated 2026-10-16. Data only, not financial or tax advice.