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2026 conforming loan limit: Pike County, PA

Quick answer

Pike County, Pennsylvania has a 2026 one-unit conforming loan limit of $1,209,750, which is 4.4 times the county's median home value of $272,600, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $81,323 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$1,209,750
2-unit limit$1,548,975
3-unit limit$1,872,225
4-unit limit$2,326,875
Median home value (ACS 2020–24)$272,600
Pennsylvania median home value$254,500
Limit ÷ median home value4.44×
Median household income$81,323
Median home value ÷ income3.4×
Population60,621
Median property tax paid (owners)$3,542
Effective property tax rate (approx.)1.30%
Owner-occupied homes87.0%
Home value rank in Pennsylvania11 of 67 counties
Neighbor: Sussex County, NJlimit $1,209,750; median home $369,400
Neighbor: Orange County, NYlimit $832,750; median home $387,900
Neighbor: Sullivan County, NYlimit $832,750; median home $249,000
Neighbor: Monroe County, PAlimit $832,750; median home $267,600
Neighbor: Wayne County, PAlimit $832,750; median home $242,100

Across Pennsylvania's 67 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,209,750, with 1 high-cost county. Pike County's median home value is 7% above the state median of $254,500 (rank 11 of 67). Among its 5 neighboring counties, Orange County has the highest median home value ($387,900) and Wayne County the lowest ($242,100); 4 neighbor(s) have a different loan limit. Owners pay a median $3,542 a year in property tax, an effective rate of about 1.30% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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