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2026 conforming loan limit: Pettis County, MO

Quick answer

Pettis County, Missouri has a 2026 one-unit conforming loan limit of $832,750, which is 5.0 times the county's median home value of $166,300, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $60,430 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$166,300
Missouri median home value$230,300
Limit ÷ median home value5.01×
Median household income$60,430
Median home value ÷ income2.8×
Population43,397
Median property tax paid (owners)$1,289
Effective property tax rate (approx.)0.78%
Owner-occupied homes69.1%
Home value rank in Missouri63 of 115 counties
Neighbor: Benton County, MOlimit $832,750; median home $177,900
Neighbor: Cooper County, MOlimit $832,750; median home $203,500
Neighbor: Henry County, MOlimit $832,750; median home $160,600
Neighbor: Johnson County, MOlimit $832,750; median home $235,700
Neighbor: Lafayette County, MOlimit $832,750; median home $216,500
Neighbor: Morgan County, MOlimit $832,750; median home $194,400
Neighbor: Saline County, MOlimit $832,750; median home $150,500

Across Missouri's 115 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Pettis County's median home value is 28% below the state median of $230,300 (rank 63 of 115). Among its 7 neighboring counties, Johnson County has the highest median home value ($235,700) and Saline County the lowest ($150,500); all share the same loan limit. Owners pay a median $1,289 a year in property tax, an effective rate of about 0.78% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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