Ozark County, Missouri has a 2026 one-unit conforming loan limit of $832,750, which is 4.9 times the county's median home value of $168,600, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $44,163 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $168,600 |
| Missouri median home value | $230,300 |
| Limit ÷ median home value | 4.94× |
| Median household income | $44,163 |
| Median home value ÷ income | 3.8× |
| Population | 8,873 |
| Median property tax paid (owners) | $737 |
| Effective property tax rate (approx.) | 0.44% |
| Owner-occupied homes | 82.1% |
| Home value rank in Missouri | 54 of 115 counties |
| Neighbor: Baxter County, AR | limit $832,750; median home $174,600 |
| Neighbor: Fulton County, AR | limit $832,750; median home $113,800 |
| Neighbor: Marion County, AR | limit $832,750; median home $163,300 |
| Neighbor: Douglas County, MO | limit $832,750; median home $168,200 |
| Neighbor: Howell County, MO | limit $832,750; median home $173,000 |
| Neighbor: Taney County, MO | limit $832,750; median home $218,800 |
Across Missouri's 115 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Ozark County's median home value is 27% below the state median of $230,300 (rank 54 of 115). Among its 6 neighboring counties, Taney County has the highest median home value ($218,800) and Fulton County the lowest ($113,800); all share the same loan limit. Owners pay a median $737 a year in property tax, an effective rate of about 0.44% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Owsley County, KY
- 2026 conforming loan limit: Owyhee County, ID
- 2026 conforming loan limit: Oxford County, ME
- 2026 conforming loan limit: Ozaukee County, WI
- 2026 conforming loan limit: Pacific County, WA
- 2026 conforming loan limit: Page County, IA
- 2026 conforming loan limit: Page County, VA
- 2026 conforming loan limit: Palm Beach County, FL
Last updated 2026-10-16. Data only, not financial or tax advice.