Oxford County, Maine has a 2026 one-unit conforming loan limit of $832,750, which is 3.8 times the county's median home value of $217,300, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $60,173 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $217,300 |
| Maine median home value | $296,600 |
| Limit ÷ median home value | 3.83× |
| Median household income | $60,173 |
| Median home value ÷ income | 3.6× |
| Population | 59,255 |
| Median property tax paid (owners) | $2,162 |
| Effective property tax rate (approx.) | 0.99% |
| Owner-occupied homes | 80.6% |
| Home value rank in Maine | 10 of 16 counties |
| Neighbor: Androscoggin County, ME | limit $832,750; median home $252,800 |
| Neighbor: Cumberland County, ME | limit $832,750; median home $451,200 |
| Neighbor: Franklin County, ME | limit $832,750; median home $194,700 |
| Neighbor: York County, ME | limit $832,750; median home $395,700 |
| Neighbor: Carroll County, NH | limit $832,750; median home $388,900 |
| Neighbor: Coos County, NH | limit $832,750; median home $188,900 |
Across Maine's 16 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Oxford County's median home value is 27% below the state median of $296,600 (rank 10 of 16). Among its 6 neighboring counties, Cumberland County has the highest median home value ($451,200) and Coos County the lowest ($188,900); all share the same loan limit. Owners pay a median $2,162 a year in property tax, an effective rate of about 0.99% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Owen County, KY
- 2026 conforming loan limit: Owsley County, KY
- 2026 conforming loan limit: Owyhee County, ID
- 2026 conforming loan limit: Ozark County, MO
- 2026 conforming loan limit: Ozaukee County, WI
- 2026 conforming loan limit: Pacific County, WA
- 2026 conforming loan limit: Page County, IA
- 2026 conforming loan limit: Page County, VA
Last updated 2026-10-16. Data only, not financial or tax advice.