Northwest Arctic Borough, Alaska has a 2026 one-unit conforming loan limit of $1,249,125, which is 6.3 times the county's median home value of $199,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $84,018 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $1,249,125 |
| 2-unit limit | $1,599,375 |
| 3-unit limit | $1,933,200 |
| 4-unit limit | $2,402,625 |
| Median home value (ACS 2020–24) | $199,100 |
| Alaska median home value | $352,900 |
| Limit ÷ median home value | 6.27× |
| Median household income | $84,018 |
| Median home value ÷ income | 2.4× |
| Population | 7,441 |
| Median property tax paid (owners) | $199 |
| Effective property tax rate (approx.) | 0.10% |
| Owner-occupied homes | 64.4% |
| Home value rank in Alaska | 25 of 30 counties |
| Neighbor: Nome Census Area, AK | limit $1,249,125; median home $211,200 |
| Neighbor: North Slope Borough, AK | limit $1,249,125; median home $218,300 |
| Neighbor: Yukon-Koyukuk Census Area, AK | limit $1,249,125; median home $98,500 |
Across Alaska's 30 counties, FHFA's 2026 one-unit limits are $1,249,125 everywhere. Northwest Arctic Borough's median home value is 44% below the state median of $352,900 (rank 25 of 30). Among its 3 neighboring counties, North Slope Borough has the highest median home value ($218,300) and Yukon-Koyukuk Census Area the lowest ($98,500); all share the same loan limit. Owners pay a median $199 a year in property tax, an effective rate of about 0.10% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
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Last updated 2026-10-16. Data only, not financial or tax advice.