Nowata County, Oklahoma has a 2026 one-unit conforming loan limit of $832,750, which is 6.0 times the county's median home value of $137,800, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $54,333 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $137,800 |
| Oklahoma median home value | $199,800 |
| Limit ÷ median home value | 6.04× |
| Median household income | $54,333 |
| Median home value ÷ income | 2.5× |
| Population | 9,435 |
| Median property tax paid (owners) | $891 |
| Effective property tax rate (approx.) | 0.65% |
| Owner-occupied homes | 73.5% |
| Home value rank in Oklahoma | 47 of 77 counties |
| Neighbor: Labette County, KS | limit $832,750; median home $94,600 |
| Neighbor: Montgomery County, KS | limit $832,750; median home $101,700 |
| Neighbor: Craig County, OK | limit $832,750; median home $150,500 |
| Neighbor: Rogers County, OK | limit $832,750; median home $240,500 |
| Neighbor: Washington County, OK | limit $832,750; median home $173,200 |
Across Oklahoma's 77 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Nowata County's median home value is 31% below the state median of $199,800 (rank 47 of 77). Among its 5 neighboring counties, Rogers County has the highest median home value ($240,500) and Labette County the lowest ($94,600); all share the same loan limit. Owners pay a median $891 a year in property tax, an effective rate of about 0.65% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Norton City, VA
- 2026 conforming loan limit: Norton County, KS
- 2026 conforming loan limit: Nottoway County, VA
- 2026 conforming loan limit: Noxubee County, MS
- 2026 conforming loan limit: Nuckolls County, NE
- 2026 conforming loan limit: Nueces County, TX
- 2026 conforming loan limit: Nye County, NV
- 2026 conforming loan limit: O'Brien County, IA
Last updated 2026-10-16. Data only, not financial or tax advice.