Montgomery County, Kansas has a 2026 one-unit conforming loan limit of $832,750, which is 8.2 times the county's median home value of $101,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $55,697 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $101,700 |
| Kansas median home value | $217,200 |
| Limit ÷ median home value | 8.19× |
| Median household income | $55,697 |
| Median home value ÷ income | 1.8× |
| Population | 30,940 |
| Median property tax paid (owners) | $1,754 |
| Effective property tax rate (approx.) | 1.72% |
| Owner-occupied homes | 72.9% |
| Home value rank in Kansas | 74 of 105 counties |
| Neighbor: Chautauqua County, KS | limit $832,750; median home $65,500 |
| Neighbor: Elk County, KS | limit $832,750; median home $68,500 |
| Neighbor: Labette County, KS | limit $832,750; median home $94,600 |
| Neighbor: Neosho County, KS | limit $832,750; median home $111,300 |
| Neighbor: Wilson County, KS | limit $832,750; median home $93,500 |
| Neighbor: Nowata County, OK | limit $832,750; median home $137,800 |
| Neighbor: Washington County, OK | limit $832,750; median home $173,200 |
Across Kansas's 105 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Montgomery County's median home value is 53% below the state median of $217,200 (rank 74 of 105). Among its 7 neighboring counties, Washington County has the highest median home value ($173,200) and Chautauqua County the lowest ($65,500); all share the same loan limit. Owners pay a median $1,754 a year in property tax, an effective rate of about 1.72% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Montgomery County, IA
- 2026 conforming loan limit: Montgomery County, IL
- 2026 conforming loan limit: Montgomery County, IN
- 2026 conforming loan limit: Montgomery County, KY
- 2026 conforming loan limit: Montgomery County, MD
- 2026 conforming loan limit: Montgomery County, MO
- 2026 conforming loan limit: Montgomery County, MS
- 2026 conforming loan limit: Montgomery County, NC
Last updated 2026-10-16. Data only, not financial or tax advice.