Montgomery County, Mississippi has a 2026 one-unit conforming loan limit of $832,750, which is 6.6 times the county's median home value of $126,800, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $41,748 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $126,800 |
| Mississippi median home value | $169,800 |
| Limit ÷ median home value | 6.57× |
| Median household income | $41,748 |
| Median home value ÷ income | 3.0× |
| Population | 9,602 |
| Median property tax paid (owners) | $1,269 |
| Effective property tax rate (approx.) | 1.00% |
| Owner-occupied homes | 75.8% |
| Home value rank in Mississippi | 34 of 82 counties |
| Neighbor: Attala County, MS | limit $832,750; median home $104,600 |
| Neighbor: Carroll County, MS | limit $832,750; median home $109,600 |
| Neighbor: Choctaw County, MS | limit $832,750; median home $117,200 |
| Neighbor: Grenada County, MS | limit $832,750; median home $132,200 |
| Neighbor: Webster County, MS | limit $832,750; median home $120,100 |
Across Mississippi's 82 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Montgomery County's median home value is 25% below the state median of $169,800 (rank 34 of 82). Among its 5 neighboring counties, Grenada County has the highest median home value ($132,200) and Attala County the lowest ($104,600); all share the same loan limit. Owners pay a median $1,269 a year in property tax, an effective rate of about 1.00% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Montgomery County, KY
- 2026 conforming loan limit: Montgomery County, MD
- 2026 conforming loan limit: Montgomery County, MO
- 2026 conforming loan limit: Montgomery County, NC
- 2026 conforming loan limit: Montgomery County, NY
- 2026 conforming loan limit: Montgomery County, OH
- 2026 conforming loan limit: Montgomery County, PA
- 2026 conforming loan limit: Montgomery County, TN
Last updated 2026-10-16. Data only, not financial or tax advice.