Montgomery County, Georgia has a 2026 one-unit conforming loan limit of $832,750, which is 7.2 times the county's median home value of $115,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $51,941 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $115,500 |
| Georgia median home value | $303,300 |
| Limit ÷ median home value | 7.21× |
| Median household income | $51,941 |
| Median home value ÷ income | 2.2× |
| Population | 8,640 |
| Median property tax paid (owners) | $1,204 |
| Effective property tax rate (approx.) | 1.04% |
| Owner-occupied homes | 76.2% |
| Home value rank in Georgia | 124 of 159 counties |
| Neighbor: Jeff Davis County, GA | limit $832,750; median home $118,300 |
| Neighbor: Toombs County, GA | limit $832,750; median home $137,000 |
| Neighbor: Treutlen County, GA | limit $832,750; median home $100,100 |
| Neighbor: Wheeler County, GA | limit $832,750; median home $88,200 |
Across Georgia's 159 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Montgomery County's median home value is 62% below the state median of $303,300 (rank 124 of 159). Among its 4 neighboring counties, Toombs County has the highest median home value ($137,000) and Wheeler County the lowest ($88,200); all share the same loan limit. Owners pay a median $1,204 a year in property tax, an effective rate of about 1.04% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Montezuma County, CO
- 2026 conforming loan limit: Montgomery County, AL
- 2026 conforming loan limit: Montgomery County, AR
- 2026 conforming loan limit: Montgomery County, IA
- 2026 conforming loan limit: Montgomery County, IL
- 2026 conforming loan limit: Montgomery County, IN
- 2026 conforming loan limit: Montgomery County, KS
- 2026 conforming loan limit: Montgomery County, KY
Last updated 2026-10-16. Data only, not financial or tax advice.