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2026 conforming loan limit: Medina County, TX

Quick answer

Medina County, Texas has a 2026 one-unit conforming loan limit of $832,750, which is 3.5 times the county's median home value of $239,600, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $78,074 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$239,600
Texas median home value$283,800
Limit ÷ median home value3.48×
Median household income$78,074
Median home value ÷ income3.1×
Population53,547
Median property tax paid (owners)$3,165
Effective property tax rate (approx.)1.32%
Owner-occupied homes83.8%
Home value rank in Texas56 of 250 counties
Neighbor: Atascosa County, TXlimit $832,750; median home $174,800
Neighbor: Bandera County, TXlimit $832,750; median home $278,400
Neighbor: Bexar County, TXlimit $832,750; median home $262,200
Neighbor: Frio County, TXlimit $832,750; median home $107,700
Neighbor: Uvalde County, TXlimit $832,750; median home $150,800
Neighbor: Zavala County, TXlimit $832,750; median home $98,800

Across Texas's 254 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Medina County's median home value is 16% below the state median of $283,800 (rank 56 of 250). Among its 6 neighboring counties, Bandera County has the highest median home value ($278,400) and Zavala County the lowest ($98,800); all share the same loan limit. Owners pay a median $3,165 a year in property tax, an effective rate of about 1.32% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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