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2026 conforming loan limit: Marshall County, AL

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Marshall County, Alabama has a 2026 one-unit conforming loan limit of $832,750, which is 4.1 times the county's median home value of $201,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $62,571 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$201,500
Alabama median home value$209,900
Limit ÷ median home value4.13×
Median household income$62,571
Median home value ÷ income3.2×
Population99,748
Median property tax paid (owners)$733
Effective property tax rate (approx.)0.36%
Owner-occupied homes75.8%
Home value rank in Alabama12 of 67 counties
Neighbor: Blount County, ALlimit $832,750; median home $175,200
Neighbor: Cullman County, ALlimit $832,750; median home $199,100
Neighbor: Dekalb County, ALlimit $832,750; median home $152,700
Neighbor: Etowah County, ALlimit $832,750; median home $167,100
Neighbor: Jackson County, ALlimit $832,750; median home $159,500
Neighbor: Madison County, ALlimit $832,750; median home $299,200
Neighbor: Morgan County, ALlimit $832,750; median home $212,000

Across Alabama's 67 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Marshall County's median home value is 4% below the state median of $209,900 (rank 12 of 67). Among its 7 neighboring counties, Madison County has the highest median home value ($299,200) and Dekalb County the lowest ($152,700); all share the same loan limit. Owners pay a median $733 a year in property tax, an effective rate of about 0.36% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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