Humphreys County, Mississippi has a 2026 one-unit conforming loan limit of $832,750, which is 9.5 times the county's median home value of $87,800, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $33,731 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $87,800 |
| Mississippi median home value | $169,800 |
| Limit ÷ median home value | 9.48× |
| Median household income | $33,731 |
| Median home value ÷ income | 2.6× |
| Population | 7,395 |
| Median property tax paid (owners) | $861 |
| Effective property tax rate (approx.) | 0.98% |
| Owner-occupied homes | 61.7% |
| Home value rank in Mississippi | 77 of 82 counties |
| Neighbor: Holmes County, MS | limit $832,750; median home $80,400 |
| Neighbor: Leflore County, MS | limit $832,750; median home $101,200 |
| Neighbor: Sharkey County, MS | limit $832,750; median home $98,000 |
| Neighbor: Sunflower County, MS | limit $832,750; median home $100,300 |
| Neighbor: Washington County, MS | limit $832,750; median home $104,000 |
| Neighbor: Yazoo County, MS | limit $832,750; median home $153,800 |
Across Mississippi's 82 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Humphreys County's median home value is 48% below the state median of $169,800 (rank 77 of 82). Among its 6 neighboring counties, Yazoo County has the highest median home value ($153,800) and Holmes County the lowest ($80,400); all share the same loan limit. Owners pay a median $861 a year in property tax, an effective rate of about 0.98% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Humboldt County, CA
- 2026 conforming loan limit: Humboldt County, IA
- 2026 conforming loan limit: Humboldt County, NV
- 2026 conforming loan limit: Humphreys County, TN
- 2026 conforming loan limit: Hunt County, TX
- 2026 conforming loan limit: Hunterdon County, NJ
- 2026 conforming loan limit: Huntingdon County, PA
- 2026 conforming loan limit: Huntington County, IN
Last updated 2026-10-16. Data only, not financial or tax advice.