Guilford County, North Carolina has a 2026 one-unit conforming loan limit of $832,750, which is 3.2 times the county's median home value of $259,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $68,642 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $259,900 |
| North Carolina median home value | $288,900 |
| Limit ÷ median home value | 3.20× |
| Median household income | $68,642 |
| Median home value ÷ income | 3.8× |
| Population | 547,940 |
| Median property tax paid (owners) | $2,174 |
| Effective property tax rate (approx.) | 0.84% |
| Owner-occupied homes | 59.9% |
| Home value rank in North Carolina | 31 of 100 counties |
| Neighbor: Alamance County, NC | limit $832,750; median home $241,500 |
| Neighbor: Davidson County, NC | limit $832,750; median home $219,100 |
| Neighbor: Forsyth County, NC | limit $832,750; median home $250,400 |
| Neighbor: Randolph County, NC | limit $832,750; median home $197,100 |
| Neighbor: Rockingham County, NC | limit $832,750; median home $168,600 |
| Neighbor: Stokes County, NC | limit $832,750; median home $196,700 |
Across North Carolina's 100 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Guilford County's median home value is 10% below the state median of $288,900 (rank 31 of 100). Among its 6 neighboring counties, Forsyth County has the highest median home value ($250,400) and Rockingham County the lowest ($168,600); all share the same loan limit. Owners pay a median $2,174 a year in property tax, an effective rate of about 0.84% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
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Last updated 2026-10-16. Data only, not financial or tax advice.