Guernsey County, Ohio has a 2026 one-unit conforming loan limit of $832,750, which is 5.3 times the county's median home value of $157,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $58,478 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $157,700 |
| Ohio median home value | $214,800 |
| Limit ÷ median home value | 5.28× |
| Median household income | $58,478 |
| Median home value ÷ income | 2.7× |
| Population | 38,223 |
| Median property tax paid (owners) | $1,593 |
| Effective property tax rate (approx.) | 1.01% |
| Owner-occupied homes | 72.1% |
| Home value rank in Ohio | 66 of 88 counties |
| Neighbor: Belmont County, OH | limit $832,750; median home $154,900 |
| Neighbor: Coshocton County, OH | limit $832,750; median home $155,500 |
| Neighbor: Harrison County, OH | limit $832,750; median home $121,500 |
| Neighbor: Muskingum County, OH | limit $832,750; median home $182,200 |
| Neighbor: Noble County, OH | limit $832,750; median home $163,600 |
| Neighbor: Tuscarawas County, OH | limit $832,750; median home $185,400 |
Across Ohio's 88 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Guernsey County's median home value is 27% below the state median of $214,800 (rank 66 of 88). Among its 6 neighboring counties, Tuscarawas County has the highest median home value ($185,400) and Harrison County the lowest ($121,500); all share the same loan limit. Owners pay a median $1,593 a year in property tax, an effective rate of about 1.01% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
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Last updated 2026-10-16. Data only, not financial or tax advice.