Eddy County, North Dakota has a 2026 one-unit conforming loan limit of $832,750, which is 6.7 times the county's median home value of $124,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $50,850 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $124,000 |
| North Dakota median home value | $249,900 |
| Limit ÷ median home value | 6.72× |
| Median household income | $50,850 |
| Median home value ÷ income | 2.4× |
| Population | 2,307 |
| Median property tax paid (owners) | $1,237 |
| Effective property tax rate (approx.) | 1.00% |
| Owner-occupied homes | 72.0% |
| Home value rank in North Dakota | 38 of 53 counties |
| Neighbor: Benson County, ND | limit $832,750; median home $90,000 |
| Neighbor: Foster County, ND | limit $832,750; median home $167,500 |
| Neighbor: Griggs County, ND | limit $832,750; median home $119,300 |
| Neighbor: Nelson County, ND | limit $832,750; median home $139,700 |
| Neighbor: Wells County, ND | limit $832,750; median home $114,500 |
Across North Dakota's 53 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Eddy County's median home value is 50% below the state median of $249,900 (rank 38 of 53). Among its 5 neighboring counties, Foster County has the highest median home value ($167,500) and Benson County the lowest ($90,000); all share the same loan limit. Owners pay a median $1,237 a year in property tax, an effective rate of about 1.00% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Eau Claire County, WI
- 2026 conforming loan limit: Echols County, GA
- 2026 conforming loan limit: Ector County, TX
- 2026 conforming loan limit: Eddy County, NM
- 2026 conforming loan limit: Edgar County, IL
- 2026 conforming loan limit: Edgecombe County, NC
- 2026 conforming loan limit: Edgefield County, SC
- 2026 conforming loan limit: Edmonson County, KY
Last updated 2026-10-16. Data only, not financial or tax advice.