Eaton County, Michigan has a 2026 one-unit conforming loan limit of $832,750, which is 3.8 times the county's median home value of $216,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $79,597 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $216,900 |
| Michigan median home value | $231,600 |
| Limit ÷ median home value | 3.84× |
| Median household income | $79,597 |
| Median home value ÷ income | 2.7× |
| Population | 109,130 |
| Median property tax paid (owners) | $3,067 |
| Effective property tax rate (approx.) | 1.41% |
| Owner-occupied homes | 74.2% |
| Home value rank in Michigan | 24 of 83 counties |
| Neighbor: Barry County, MI | limit $832,750; median home $264,100 |
| Neighbor: Calhoun County, MI | limit $832,750; median home $162,800 |
| Neighbor: Clinton County, MI | limit $832,750; median home $259,500 |
| Neighbor: Ingham County, MI | limit $832,750; median home $198,800 |
| Neighbor: Ionia County, MI | limit $832,750; median home $198,500 |
| Neighbor: Jackson County, MI | limit $832,750; median home $193,700 |
Across Michigan's 83 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Eaton County's median home value is 6% below the state median of $231,600 (rank 24 of 83). Among its 6 neighboring counties, Barry County has the highest median home value ($264,100) and Calhoun County the lowest ($162,800); all share the same loan limit. Owners pay a median $3,067 a year in property tax, an effective rate of about 1.41% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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Last updated 2026-10-16. Data only, not financial or tax advice.