Cuyahoga County, Ohio has a 2026 one-unit conforming loan limit of $832,750, which is 4.3 times the county's median home value of $195,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $64,468 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $195,400 |
| Ohio median home value | $214,800 |
| Limit ÷ median home value | 4.26× |
| Median household income | $64,468 |
| Median home value ÷ income | 3.0× |
| Population | 1,245,873 |
| Median property tax paid (owners) | $3,910 |
| Effective property tax rate (approx.) | 2.00% |
| Owner-occupied homes | 59.4% |
| Home value rank in Ohio | 35 of 88 counties |
| Neighbor: Geauga County, OH | limit $832,750; median home $331,100 |
| Neighbor: Lake County, OH | limit $832,750; median home $214,100 |
| Neighbor: Lorain County, OH | limit $832,750; median home $223,200 |
| Neighbor: Medina County, OH | limit $832,750; median home $287,000 |
| Neighbor: Portage County, OH | limit $832,750; median home $227,000 |
| Neighbor: Summit County, OH | limit $832,750; median home $208,700 |
Across Ohio's 88 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Cuyahoga County's median home value is 9% below the state median of $214,800 (rank 35 of 88). Among its 6 neighboring counties, Geauga County has the highest median home value ($331,100) and Summit County the lowest ($208,700); all share the same loan limit. Owners pay a median $3,910 a year in property tax, an effective rate of about 2.00% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
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Last updated 2026-10-16. Data only, not financial or tax advice.