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2026 conforming loan limit: Custer County, CO

Quick answer

Custer County, Colorado has a 2026 one-unit conforming loan limit of $832,750, which is 2.1 times the county's median home value of $392,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $72,674 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$392,100
Colorado median home value$539,400
Limit ÷ median home value2.12×
Median household income$72,674
Median home value ÷ income5.4×
Population5,247
Median property tax paid (owners)$1,547
Effective property tax rate (approx.)0.39%
Owner-occupied homes85.3%
Home value rank in Colorado32 of 64 counties
Neighbor: Fremont County, COlimit $832,750; median home $324,000
Neighbor: Huerfano County, COlimit $832,750; median home $247,800
Neighbor: Pueblo County, COlimit $832,750; median home $291,300
Neighbor: Saguache County, COlimit $832,750; median home $212,600

Across Colorado's 64 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,249,125, with 20 high-cost counties. Custer County's median home value is 27% below the state median of $539,400 (rank 32 of 64). Among its 4 neighboring counties, Fremont County has the highest median home value ($324,000) and Saguache County the lowest ($212,600); all share the same loan limit. Owners pay a median $1,547 a year in property tax, an effective rate of about 0.39% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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