Cuming County, Nebraska has a 2026 one-unit conforming loan limit of $832,750, which is 4.7 times the county's median home value of $178,800, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $71,104 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $178,800 |
| Nebraska median home value | $238,600 |
| Limit ÷ median home value | 4.66× |
| Median household income | $71,104 |
| Median home value ÷ income | 2.5× |
| Population | 8,975 |
| Median property tax paid (owners) | $1,784 |
| Effective property tax rate (approx.) | 1.00% |
| Owner-occupied homes | 68.9% |
| Home value rank in Nebraska | 33 of 93 counties |
| Neighbor: Burt County, NE | limit $832,750; median home $147,000 |
| Neighbor: Colfax County, NE | limit $832,750; median home $144,700 |
| Neighbor: Dodge County, NE | limit $832,750; median home $208,600 |
| Neighbor: Stanton County, NE | limit $832,750; median home $195,400 |
| Neighbor: Thurston County, NE | limit $832,750; median home $114,600 |
| Neighbor: Wayne County, NE | limit $832,750; median home $221,600 |
Across Nebraska's 93 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Cuming County's median home value is 25% below the state median of $238,600 (rank 33 of 93). Among its 6 neighboring counties, Wayne County has the highest median home value ($221,600) and Thurston County the lowest ($114,600); all share the same loan limit. Owners pay a median $1,784 a year in property tax, an effective rate of about 1.00% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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- 2026 conforming loan limit: Cumberland County, TN
- 2026 conforming loan limit: Cumberland County, VA
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- 2026 conforming loan limit: Curry County, NM
- 2026 conforming loan limit: Curry County, OR
- 2026 conforming loan limit: Custer County, CO
- 2026 conforming loan limit: Custer County, ID
Last updated 2026-10-16. Data only, not financial or tax advice.