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2026 conforming loan limit: Crawford County, MI

Quick answer

Crawford County, Michigan has a 2026 one-unit conforming loan limit of $832,750, which is 5.1 times the county's median home value of $163,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $60,392 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$163,000
Michigan median home value$231,600
Limit ÷ median home value5.11×
Median household income$60,392
Median home value ÷ income2.7×
Population13,369
Median property tax paid (owners)$1,734
Effective property tax rate (approx.)1.06%
Owner-occupied homes79.6%
Home value rank in Michigan52 of 83 counties
Neighbor: Antrim County, MIlimit $832,750; median home $255,500
Neighbor: Kalkaska County, MIlimit $832,750; median home $188,900
Neighbor: Missaukee County, MIlimit $832,750; median home $170,400
Neighbor: Montmorency County, MIlimit $832,750; median home $158,600
Neighbor: Ogemaw County, MIlimit $832,750; median home $154,900
Neighbor: Oscoda County, MIlimit $832,750; median home $125,500
Neighbor: Otsego County, MIlimit $832,750; median home $219,700
Neighbor: Roscommon County, MIlimit $832,750; median home $158,700

Across Michigan's 83 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Crawford County's median home value is 30% below the state median of $231,600 (rank 52 of 83). Among its 8 neighboring counties, Antrim County has the highest median home value ($255,500) and Oscoda County the lowest ($125,500); all share the same loan limit. Owners pay a median $1,734 a year in property tax, an effective rate of about 1.06% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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