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2026 conforming loan limit: Creek County, OK

Quick answer

Creek County, Oklahoma has a 2026 one-unit conforming loan limit of $832,750, which is 4.6 times the county's median home value of $182,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $62,338 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$182,100
Oklahoma median home value$199,800
Limit ÷ median home value4.57×
Median household income$62,338
Median home value ÷ income2.9×
Population72,830
Median property tax paid (owners)$1,298
Effective property tax rate (approx.)0.71%
Owner-occupied homes74.4%
Home value rank in Oklahoma13 of 77 counties
Neighbor: Lincoln County, OKlimit $832,750; median home $166,500
Neighbor: Okfuskee County, OKlimit $832,750; median home $115,900
Neighbor: Okmulgee County, OKlimit $832,750; median home $121,200
Neighbor: Pawnee County, OKlimit $832,750; median home $131,500
Neighbor: Payne County, OKlimit $832,750; median home $223,300
Neighbor: Tulsa County, OKlimit $832,750; median home $230,400

Across Oklahoma's 77 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Creek County's median home value is 9% below the state median of $199,800 (rank 13 of 77). Among its 6 neighboring counties, Tulsa County has the highest median home value ($230,400) and Okfuskee County the lowest ($115,900); all share the same loan limit. Owners pay a median $1,298 a year in property tax, an effective rate of about 0.71% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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