Coffee County, Alabama has a 2026 one-unit conforming loan limit of $832,750, which is 4.4 times the county's median home value of $188,600, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $68,353 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $188,600 |
| Alabama median home value | $209,900 |
| Limit ÷ median home value | 4.42× |
| Median household income | $68,353 |
| Median home value ÷ income | 2.8× |
| Population | 54,920 |
| Median property tax paid (owners) | $677 |
| Effective property tax rate (approx.) | 0.36% |
| Owner-occupied homes | 72.3% |
| Home value rank in Alabama | 16 of 67 counties |
| Neighbor: Covington County, AL | limit $832,750; median home $152,100 |
| Neighbor: Crenshaw County, AL | limit $832,750; median home $114,000 |
| Neighbor: Dale County, AL | limit $832,750; median home $143,500 |
| Neighbor: Geneva County, AL | limit $832,750; median home $130,700 |
| Neighbor: Pike County, AL | limit $832,750; median home $157,600 |
Across Alabama's 67 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Coffee County's median home value is 10% below the state median of $209,900 (rank 16 of 67). Among its 5 neighboring counties, Pike County has the highest median home value ($157,600) and Crenshaw County the lowest ($114,000); all share the same loan limit. Owners pay a median $677 a year in property tax, an effective rate of about 0.36% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Cocke County, TN
- 2026 conforming loan limit: Coconino County, AZ
- 2026 conforming loan limit: Codington County, SD
- 2026 conforming loan limit: Coffee County, GA
- 2026 conforming loan limit: Coffee County, TN
- 2026 conforming loan limit: Coffey County, KS
- 2026 conforming loan limit: Coke County, TX
- 2026 conforming loan limit: Colbert County, AL
Last updated 2026-10-16. Data only, not financial or tax advice.