Colbert County, Alabama has a 2026 one-unit conforming loan limit of $832,750, which is 4.9 times the county's median home value of $171,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $60,628 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $171,000 |
| Alabama median home value | $209,900 |
| Limit ÷ median home value | 4.87× |
| Median household income | $60,628 |
| Median home value ÷ income | 2.8× |
| Population | 58,022 |
| Median property tax paid (owners) | $678 |
| Effective property tax rate (approx.) | 0.40% |
| Owner-occupied homes | 71.3% |
| Home value rank in Alabama | 23 of 67 counties |
| Neighbor: Franklin County, AL | limit $832,750; median home $136,000 |
| Neighbor: Lauderdale County, AL | limit $832,750; median home $200,300 |
| Neighbor: Lawrence County, AL | limit $832,750; median home $172,300 |
| Neighbor: Tishomingo County, MS | limit $832,750; median home $145,100 |
Across Alabama's 67 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Colbert County's median home value is 19% below the state median of $209,900 (rank 23 of 67). Among its 4 neighboring counties, Lauderdale County has the highest median home value ($200,300) and Franklin County the lowest ($136,000); all share the same loan limit. Owners pay a median $678 a year in property tax, an effective rate of about 0.40% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Coffee County, TN
- 2026 conforming loan limit: Coffey County, KS
- 2026 conforming loan limit: Coke County, TX
- 2026 conforming loan limit: Cole County, MO
- 2026 conforming loan limit: Coleman County, TX
- 2026 conforming loan limit: Coles County, IL
- 2026 conforming loan limit: Colfax County, NE
- 2026 conforming loan limit: Colfax County, NM
Last updated 2026-10-16. Data only, not financial or tax advice.