Clinton County, New York has a 2026 one-unit conforming loan limit of $832,750, which is 4.6 times the county's median home value of $180,600, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $71,224 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $180,600 |
| New York median home value | $423,800 |
| Limit ÷ median home value | 4.61× |
| Median household income | $71,224 |
| Median home value ÷ income | 2.5× |
| Population | 78,493 |
| Median property tax paid (owners) | $3,606 |
| Effective property tax rate (approx.) | 2.00% |
| Owner-occupied homes | 69.4% |
| Home value rank in New York | 37 of 62 counties |
| Neighbor: Essex County, NY | limit $832,750; median home $211,900 |
| Neighbor: Franklin County, NY | limit $832,750; median home $145,400 |
| Neighbor: Chittenden County, VT | limit $832,750; median home $439,200 |
| Neighbor: Grand Isle County, VT | limit $832,750; median home $394,100 |
Across New York's 62 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,209,750, with 10 high-cost counties. Clinton County's median home value is 57% below the state median of $423,800 (rank 37 of 62). Among its 4 neighboring counties, Chittenden County has the highest median home value ($439,200) and Franklin County the lowest ($145,400); all share the same loan limit. Owners pay a median $3,606 a year in property tax, an effective rate of about 2.00% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Clinton County, KY
- 2026 conforming loan limit: Clinton County, MI
- 2026 conforming loan limit: Clinton County, MO
- 2026 conforming loan limit: Clinton County, OH
- 2026 conforming loan limit: Clinton County, PA
- 2026 conforming loan limit: Cloud County, KS
- 2026 conforming loan limit: Coahoma County, MS
- 2026 conforming loan limit: Coal County, OK
Last updated 2026-10-16. Data only, not financial or tax advice.