Coal County, Oklahoma has a 2026 one-unit conforming loan limit of $832,750, which is 7.2 times the county's median home value of $115,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $50,423 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $115,700 |
| Oklahoma median home value | $199,800 |
| Limit ÷ median home value | 7.20× |
| Median household income | $50,423 |
| Median home value ÷ income | 2.3× |
| Population | 5,320 |
| Median property tax paid (owners) | $609 |
| Effective property tax rate (approx.) | 0.53% |
| Owner-occupied homes | 69.4% |
| Home value rank in Oklahoma | 64 of 77 counties |
| Neighbor: Atoka County, OK | limit $832,750; median home $157,600 |
| Neighbor: Hughes County, OK | limit $832,750; median home $102,000 |
| Neighbor: Johnston County, OK | limit $832,750; median home $116,500 |
| Neighbor: Pittsburg County, OK | limit $832,750; median home $156,900 |
| Neighbor: Pontotoc County, OK | limit $832,750; median home $175,400 |
Across Oklahoma's 77 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Coal County's median home value is 42% below the state median of $199,800 (rank 64 of 77). Among its 5 neighboring counties, Pontotoc County has the highest median home value ($175,400) and Hughes County the lowest ($102,000); all share the same loan limit. Owners pay a median $609 a year in property tax, an effective rate of about 0.53% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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- 2026 conforming loan limit: Cochran County, TX
- 2026 conforming loan limit: Cocke County, TN
Last updated 2026-10-16. Data only, not financial or tax advice.