Charleston County, South Carolina has a 2026 one-unit conforming loan limit of $832,750, which is 1.7 times the county's median home value of $489,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $88,494 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $489,100 |
| South Carolina median home value | $259,000 |
| Limit ÷ median home value | 1.70× |
| Median household income | $88,494 |
| Median home value ÷ income | 5.5× |
| Population | 420,264 |
| Median property tax paid (owners) | $1,901 |
| Effective property tax rate (approx.) | 0.39% |
| Owner-occupied homes | 63.9% |
| Home value rank in South Carolina | 1 of 46 counties |
| Neighbor: Berkeley County, SC | limit $832,750; median home $310,300 |
| Neighbor: Colleton County, SC | limit $832,750; median home $162,500 |
| Neighbor: Dorchester County, SC | limit $832,750; median home $329,300 |
| Neighbor: Georgetown County, SC | limit $832,750; median home $289,500 |
Across South Carolina's 46 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Charleston County's median home value is 89% above the state median of $259,000 (rank 1 of 46). Among its 4 neighboring counties, Dorchester County has the highest median home value ($329,300) and Colleton County the lowest ($162,500); all share the same loan limit. Owners pay a median $1,901 a year in property tax, an effective rate of about 0.39% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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- 2026 conforming loan limit: Charlotte County, FL
- 2026 conforming loan limit: Charlotte County, VA
- 2026 conforming loan limit: Charlottesville City, VA
- 2026 conforming loan limit: Charlton County, GA
Last updated 2026-10-16. Data only, not financial or tax advice.