Charles Mix County, South Dakota has a 2026 one-unit conforming loan limit of $832,750, which is 4.9 times the county's median home value of $170,600, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $64,038 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $170,600 |
| South Dakota median home value | $257,400 |
| Limit ÷ median home value | 4.88× |
| Median household income | $64,038 |
| Median home value ÷ income | 2.7× |
| Population | 9,281 |
| Median property tax paid (owners) | $1,878 |
| Effective property tax rate (approx.) | 1.10% |
| Owner-occupied homes | 72.3% |
| Home value rank in South Dakota | 31 of 66 counties |
| Neighbor: Boyd County, NE | limit $832,750; median home $104,000 |
| Neighbor: Knox County, NE | limit $832,750; median home $127,700 |
| Neighbor: Aurora County, SD | limit $832,750; median home $151,900 |
| Neighbor: Bon Homme County, SD | limit $832,750; median home $134,100 |
| Neighbor: Brule County, SD | limit $832,750; median home $216,800 |
| Neighbor: Douglas County, SD | limit $832,750; median home $166,900 |
| Neighbor: Gregory County, SD | limit $832,750; median home $139,900 |
| Neighbor: Hutchinson County, SD | limit $832,750; median home $163,000 |
Across South Dakota's 66 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Charles Mix County's median home value is 34% below the state median of $257,400 (rank 31 of 66). Among its 8 neighboring counties, Brule County has the highest median home value ($216,800) and Boyd County the lowest ($104,000); all share the same loan limit. Owners pay a median $1,878 a year in property tax, an effective rate of about 1.10% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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- 2026 conforming loan limit: Charleston County, SC
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- 2026 conforming loan limit: Charlotte County, FL
- 2026 conforming loan limit: Charlotte County, VA
- 2026 conforming loan limit: Charlottesville City, VA
Last updated 2026-10-16. Data only, not financial or tax advice.