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2026 conforming loan limit: Calhoun County, MI

Quick answer

Calhoun County, Michigan has a 2026 one-unit conforming loan limit of $832,750, which is 5.1 times the county's median home value of $162,800, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $63,177 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$162,800
Michigan median home value$231,600
Limit ÷ median home value5.12×
Median household income$63,177
Median home value ÷ income2.6×
Population133,778
Median property tax paid (owners)$2,368
Effective property tax rate (approx.)1.45%
Owner-occupied homes72.7%
Home value rank in Michigan54 of 83 counties
Neighbor: Barry County, MIlimit $832,750; median home $264,100
Neighbor: Branch County, MIlimit $832,750; median home $162,500
Neighbor: Eaton County, MIlimit $832,750; median home $216,900
Neighbor: Hillsdale County, MIlimit $832,750; median home $176,100
Neighbor: Jackson County, MIlimit $832,750; median home $193,700
Neighbor: Kalamazoo County, MIlimit $832,750; median home $241,800
Neighbor: St. Joseph County, MIlimit $832,750; median home $178,300

Across Michigan's 83 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Calhoun County's median home value is 30% below the state median of $231,600 (rank 54 of 83). Among its 7 neighboring counties, Barry County has the highest median home value ($264,100) and Branch County the lowest ($162,500); all share the same loan limit. Owners pay a median $2,368 a year in property tax, an effective rate of about 1.45% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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