Caldwell County, Missouri has a 2026 one-unit conforming loan limit of $832,750, which is 5.0 times the county's median home value of $166,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $64,806 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $166,500 |
| Missouri median home value | $230,300 |
| Limit ÷ median home value | 5.00× |
| Median household income | $64,806 |
| Median home value ÷ income | 2.6× |
| Population | 8,927 |
| Median property tax paid (owners) | $1,338 |
| Effective property tax rate (approx.) | 0.80% |
| Owner-occupied homes | 78.2% |
| Home value rank in Missouri | 61 of 115 counties |
| Neighbor: Carroll County, MO | limit $832,750; median home $117,500 |
| Neighbor: Clinton County, MO | limit $832,750; median home $226,800 |
| Neighbor: Daviess County, MO | limit $832,750; median home $161,800 |
| Neighbor: Dekalb County, MO | limit $832,750; median home $169,200 |
| Neighbor: Livingston County, MO | limit $832,750; median home $147,700 |
| Neighbor: Ray County, MO | limit $832,750; median home $198,800 |
Across Missouri's 115 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Caldwell County's median home value is 28% below the state median of $230,300 (rank 61 of 115). Among its 6 neighboring counties, Clinton County has the highest median home value ($226,800) and Carroll County the lowest ($117,500); all share the same loan limit. Owners pay a median $1,338 a year in property tax, an effective rate of about 0.80% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Calaveras County, CA
- 2026 conforming loan limit: Calcasieu Parish, LA
- 2026 conforming loan limit: Caldwell County, KY
- 2026 conforming loan limit: Caldwell County, NC
- 2026 conforming loan limit: Caldwell County, TX
- 2026 conforming loan limit: Caldwell Parish, LA
- 2026 conforming loan limit: Caledonia County, VT
- 2026 conforming loan limit: Calhoun County, AL
Last updated 2026-10-16. Data only, not financial or tax advice.