Caledonia County, Vermont has a 2026 one-unit conforming loan limit of $832,750, which is 3.7 times the county's median home value of $227,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $69,970 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $227,900 |
| Vermont median home value | $316,600 |
| Limit ÷ median home value | 3.65× |
| Median household income | $69,970 |
| Median home value ÷ income | 3.3× |
| Population | 30,475 |
| Median property tax paid (owners) | $4,022 |
| Effective property tax rate (approx.) | 1.76% |
| Owner-occupied homes | 79.2% |
| Home value rank in Vermont | 12 of 14 counties |
| Neighbor: Grafton County, NH | limit $832,750; median home $344,500 |
| Neighbor: Essex County, VT | limit $832,750; median home $172,500 |
| Neighbor: Lamoille County, VT | limit $832,750; median home $304,700 |
| Neighbor: Orange County, VT | limit $832,750; median home $271,300 |
| Neighbor: Orleans County, VT | limit $832,750; median home $223,400 |
| Neighbor: Washington County, VT | limit $832,750; median home $315,000 |
Across Vermont's 14 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Caledonia County's median home value is 28% below the state median of $316,600 (rank 12 of 14). Among its 6 neighboring counties, Grafton County has the highest median home value ($344,500) and Essex County the lowest ($172,500); all share the same loan limit. Owners pay a median $4,022 a year in property tax, an effective rate of about 1.76% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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Last updated 2026-10-16. Data only, not financial or tax advice.