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2026 conforming loan limit: Butts County, GA

Quick answer

Butts County, Georgia has a 2026 one-unit conforming loan limit of $832,750, which is 3.5 times the county's median home value of $240,600, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $69,241 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$240,600
Georgia median home value$303,300
Limit ÷ median home value3.46×
Median household income$69,241
Median home value ÷ income3.5×
Population26,496
Median property tax paid (owners)$1,976
Effective property tax rate (approx.)0.82%
Owner-occupied homes74.3%
Home value rank in Georgia46 of 159 counties
Neighbor: Henry County, GAlimit $832,750; median home $313,900
Neighbor: Jasper County, GAlimit $832,750; median home $243,400
Neighbor: Lamar County, GAlimit $832,750; median home $216,500
Neighbor: Monroe County, GAlimit $832,750; median home $271,200
Neighbor: Newton County, GAlimit $832,750; median home $265,000
Neighbor: Spalding County, GAlimit $832,750; median home $228,700

Across Georgia's 159 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Butts County's median home value is 21% below the state median of $303,300 (rank 46 of 159). Among its 6 neighboring counties, Henry County has the highest median home value ($313,900) and Lamar County the lowest ($216,500); all share the same loan limit. Owners pay a median $1,976 a year in property tax, an effective rate of about 0.82% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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