Caddo County, Oklahoma has a 2026 one-unit conforming loan limit of $832,750, which is 7.2 times the county's median home value of $115,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $55,353 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $115,700 |
| Oklahoma median home value | $199,800 |
| Limit ÷ median home value | 7.20× |
| Median household income | $55,353 |
| Median home value ÷ income | 2.1× |
| Population | 26,447 |
| Median property tax paid (owners) | $626 |
| Effective property tax rate (approx.) | 0.54% |
| Owner-occupied homes | 72.7% |
| Home value rank in Oklahoma | 63 of 77 counties |
| Neighbor: Blaine County, OK | limit $832,750; median home $126,900 |
| Neighbor: Canadian County, OK | limit $832,750; median home $246,200 |
| Neighbor: Comanche County, OK | limit $832,750; median home $163,800 |
| Neighbor: Custer County, OK | limit $832,750; median home $181,500 |
| Neighbor: Grady County, OK | limit $832,750; median home $205,800 |
| Neighbor: Kiowa County, OK | limit $832,750; median home $96,100 |
| Neighbor: Washita County, OK | limit $832,750; median home $118,400 |
Across Oklahoma's 77 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Caddo County's median home value is 42% below the state median of $199,800 (rank 63 of 77). Among its 7 neighboring counties, Canadian County has the highest median home value ($246,200) and Kiowa County the lowest ($96,100); all share the same loan limit. Owners pay a median $626 a year in property tax, an effective rate of about 0.54% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Cabell County, WV
- 2026 conforming loan limit: Cabo Rojo Municipio, PR
- 2026 conforming loan limit: Cache County, UT
- 2026 conforming loan limit: Caddo Parish, LA
- 2026 conforming loan limit: Caguas Municipio, PR
- 2026 conforming loan limit: Calaveras County, CA
- 2026 conforming loan limit: Calcasieu Parish, LA
- 2026 conforming loan limit: Caldwell County, KY
Last updated 2026-10-16. Data only, not financial or tax advice.