Baxter County, Arkansas has a 2026 one-unit conforming loan limit of $832,750, which is 4.8 times the county's median home value of $174,600, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $48,452 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $174,600 |
| Arkansas median home value | $188,000 |
| Limit ÷ median home value | 4.77× |
| Median household income | $48,452 |
| Median home value ÷ income | 3.6× |
| Population | 42,407 |
| Median property tax paid (owners) | $799 |
| Effective property tax rate (approx.) | 0.46% |
| Owner-occupied homes | 75.2% |
| Home value rank in Arkansas | 15 of 75 counties |
| Neighbor: Fulton County, AR | limit $832,750; median home $113,800 |
| Neighbor: Izard County, AR | limit $832,750; median home $129,100 |
| Neighbor: Marion County, AR | limit $832,750; median home $163,300 |
| Neighbor: Searcy County, AR | limit $832,750; median home $110,000 |
| Neighbor: Stone County, AR | limit $832,750; median home $171,600 |
| Neighbor: Ozark County, MO | limit $832,750; median home $168,600 |
Across Arkansas's 75 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Baxter County's median home value is 7% below the state median of $188,000 (rank 15 of 75). Among its 6 neighboring counties, Stone County has the highest median home value ($171,600) and Searcy County the lowest ($110,000); all share the same loan limit. Owners pay a median $799 a year in property tax, an effective rate of about 0.46% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Bates County, MO
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- 2026 conforming loan limit: Bath County, VA
- 2026 conforming loan limit: Bay County, FL
- 2026 conforming loan limit: Bay County, MI
- 2026 conforming loan limit: Bayamon Municipio, PR
- 2026 conforming loan limit: Bayfield County, WI
- 2026 conforming loan limit: Baylor County, TX
Last updated 2026-10-16. Data only, not financial or tax advice.