Bates County, Missouri has a 2026 one-unit conforming loan limit of $832,750, which is 4.9 times the county's median home value of $170,800, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $60,733 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $170,800 |
| Missouri median home value | $230,300 |
| Limit ÷ median home value | 4.88× |
| Median household income | $60,733 |
| Median home value ÷ income | 2.8× |
| Population | 16,186 |
| Median property tax paid (owners) | $1,039 |
| Effective property tax rate (approx.) | 0.61% |
| Owner-occupied homes | 74.9% |
| Home value rank in Missouri | 50 of 115 counties |
| Neighbor: Linn County, KS | limit $832,750; median home $173,600 |
| Neighbor: Miami County, KS | limit $832,750; median home $287,700 |
| Neighbor: Cass County, MO | limit $832,750; median home $292,400 |
| Neighbor: Henry County, MO | limit $832,750; median home $160,600 |
| Neighbor: St. Clair County, MO | limit $832,750; median home $157,100 |
| Neighbor: Vernon County, MO | limit $832,750; median home $158,800 |
Across Missouri's 115 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Bates County's median home value is 26% below the state median of $230,300 (rank 50 of 115). Among its 6 neighboring counties, Cass County has the highest median home value ($292,400) and St. Clair County the lowest ($157,100); all share the same loan limit. Owners pay a median $1,039 a year in property tax, an effective rate of about 0.61% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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- 2026 conforming loan limit: Bastrop County, TX
- 2026 conforming loan limit: Bath County, KY
- 2026 conforming loan limit: Bath County, VA
- 2026 conforming loan limit: Baxter County, AR
- 2026 conforming loan limit: Bay County, FL
- 2026 conforming loan limit: Bay County, MI
Last updated 2026-10-16. Data only, not financial or tax advice.