Banner County, Nebraska has a 2026 one-unit conforming loan limit of $832,750, which is 4.0 times the county's median home value of $205,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $78,839 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $205,700 |
| Nebraska median home value | $238,600 |
| Limit ÷ median home value | 4.05× |
| Median household income | $78,839 |
| Median home value ÷ income | 2.6× |
| Population | 742 |
| Median property tax paid (owners) | $2,592 |
| Effective property tax rate (approx.) | 1.26% |
| Owner-occupied homes | 67.9% |
| Home value rank in Nebraska | 18 of 93 counties |
| Neighbor: Cheyenne County, NE | limit $832,750; median home $139,700 |
| Neighbor: Kimball County, NE | limit $832,750; median home $109,400 |
| Neighbor: Morrill County, NE | limit $832,750; median home $116,100 |
| Neighbor: Scotts Bluff County, NE | limit $832,750; median home $168,500 |
| Neighbor: Goshen County, WY | limit $832,750; median home $239,600 |
| Neighbor: Laramie County, WY | limit $832,750; median home $348,700 |
Across Nebraska's 93 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Banner County's median home value is 14% below the state median of $238,600 (rank 18 of 93). Among its 6 neighboring counties, Laramie County has the highest median home value ($348,700) and Kimball County the lowest ($109,400); all share the same loan limit. Owners pay a median $2,592 a year in property tax, an effective rate of about 1.26% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Bamberg County, SC
- 2026 conforming loan limit: Bandera County, TX
- 2026 conforming loan limit: Banks County, GA
- 2026 conforming loan limit: Bannock County, ID
- 2026 conforming loan limit: Baraga County, MI
- 2026 conforming loan limit: Barber County, KS
- 2026 conforming loan limit: Barbour County, AL
- 2026 conforming loan limit: Barbour County, WV
Last updated 2026-10-16. Data only, not financial or tax advice.