Bandera County, Texas has a 2026 one-unit conforming loan limit of $832,750, which is 3.0 times the county's median home value of $278,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $75,813 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $278,400 |
| Texas median home value | $283,800 |
| Limit ÷ median home value | 2.99× |
| Median household income | $75,813 |
| Median home value ÷ income | 3.7× |
| Population | 22,021 |
| Median property tax paid (owners) | $2,438 |
| Effective property tax rate (approx.) | 0.88% |
| Owner-occupied homes | 85.9% |
| Home value rank in Texas | 38 of 250 counties |
| Neighbor: Bexar County, TX | limit $832,750; median home $262,200 |
| Neighbor: Kendall County, TX | limit $832,750; median home $512,700 |
| Neighbor: Kerr County, TX | limit $832,750; median home $321,200 |
| Neighbor: Medina County, TX | limit $832,750; median home $239,600 |
| Neighbor: Real County, TX | limit $832,750; median home $112,500 |
| Neighbor: Uvalde County, TX | limit $832,750; median home $150,800 |
Across Texas's 254 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Bandera County's median home value is 2% below the state median of $283,800 (rank 38 of 250). Among its 6 neighboring counties, Kendall County has the highest median home value ($512,700) and Real County the lowest ($112,500); all share the same loan limit. Owners pay a median $2,438 a year in property tax, an effective rate of about 0.88% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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- 2026 conforming loan limit: Baltimore County, MD
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- 2026 conforming loan limit: Banner County, NE
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- 2026 conforming loan limit: Baraga County, MI
- 2026 conforming loan limit: Barber County, KS
Last updated 2026-10-16. Data only, not financial or tax advice.