Baldwin County, Georgia has a 2026 one-unit conforming loan limit of $832,750, which is 4.6 times the county's median home value of $181,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $54,403 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $181,900 |
| Georgia median home value | $303,300 |
| Limit ÷ median home value | 4.58× |
| Median household income | $54,403 |
| Median home value ÷ income | 3.3× |
| Population | 43,642 |
| Median property tax paid (owners) | $1,276 |
| Effective property tax rate (approx.) | 0.70% |
| Owner-occupied homes | 61.1% |
| Home value rank in Georgia | 74 of 159 counties |
| Neighbor: Hancock County, GA | limit $832,750; median home $88,600 |
| Neighbor: Jones County, GA | limit $832,750; median home $194,500 |
| Neighbor: Putnam County, GA | limit $832,750; median home $249,300 |
| Neighbor: Washington County, GA | limit $832,750; median home $112,500 |
| Neighbor: Wilkinson County, GA | limit $832,750; median home $86,300 |
Across Georgia's 159 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Baldwin County's median home value is 40% below the state median of $303,300 (rank 74 of 159). Among its 5 neighboring counties, Putnam County has the highest median home value ($249,300) and Wilkinson County the lowest ($86,300); all share the same loan limit. Owners pay a median $1,276 a year in property tax, an effective rate of about 0.70% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Baker County, GA
- 2026 conforming loan limit: Baker County, OR
- 2026 conforming loan limit: Baldwin County, AL
- 2026 conforming loan limit: Ballard County, KY
- 2026 conforming loan limit: Baltimore City, MD
- 2026 conforming loan limit: Baltimore County, MD
- 2026 conforming loan limit: Bamberg County, SC
- 2026 conforming loan limit: Bandera County, TX
Last updated 2026-10-16. Data only, not financial or tax advice.