Ashtabula County, Ohio has a 2026 one-unit conforming loan limit of $832,750, which is 5.2 times the county's median home value of $159,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $57,728 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $159,500 |
| Ohio median home value | $214,800 |
| Limit ÷ median home value | 5.22× |
| Median household income | $57,728 |
| Median home value ÷ income | 2.8× |
| Population | 97,167 |
| Median property tax paid (owners) | $1,928 |
| Effective property tax rate (approx.) | 1.21% |
| Owner-occupied homes | 75.7% |
| Home value rank in Ohio | 65 of 88 counties |
| Neighbor: Geauga County, OH | limit $832,750; median home $331,100 |
| Neighbor: Lake County, OH | limit $832,750; median home $214,100 |
| Neighbor: Trumbull County, OH | limit $832,750; median home $141,800 |
| Neighbor: Crawford County, PA | limit $832,750; median home $153,200 |
| Neighbor: Erie County, PA | limit $832,750; median home $177,000 |
Across Ohio's 88 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Ashtabula County's median home value is 26% below the state median of $214,800 (rank 65 of 88). Among its 5 neighboring counties, Geauga County has the highest median home value ($331,100) and Trumbull County the lowest ($141,800); all share the same loan limit. Owners pay a median $1,928 a year in property tax, an effective rate of about 1.21% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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Last updated 2026-10-16. Data only, not financial or tax advice.